We’re here to help find the right mortgage for you!
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First time buyers
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Remortgages
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Moving home
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Buy to Let
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Poor credit mortgages
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Debt Consolidation
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Complex income
Fill out the contact form to see how we can help!
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Expert Advice
Expert mortgage advice can be invaluable whilst navigating the complex world of home financing.
Whether you're a first time buyer or a seasoned investor, working with a knowledgeable mortgage professional can help you make informed decisions and stay away from those nasty pitfalls!
With years of experience and a deep understanding of the mortgage market we are here to provide you with the guidance and support you need to achieve your goals.
Lightning Speed
We recognise the importance of time and are committed to delivering timely assistance to our clients.
We are delighted to inform you that we can frequently arrange same day appointments.
If you need immediate assistance, please feel free to give us a call, and we will do everything we can to assist promptly.
OUT Of HOUrs
Appointments
You no longer have to miss work to sort out your mortgage.
We offer flexible appointments which can be scheduled late into the evening or on the weekend to accommodate your schedule.
Consultations can be conducted on the phone, via Zoom or at your home (subject to your location).
Ongoing Support
We understand that the process of purchasing a home or remortgaging a property can be overwhelming and confusing.
We aim to provide you a stress-free experience by guiding you every step of the way.
Following your initial consultation, you will receive your adviser's direct contact details, allowing you to reach out via phone, WhatsApp, text or email at your convenience.
We are committed to providing you with the highest level of service support throughout the entire process.
Miss. Bowles
“If you are looking for a reliable, approachable & knowledgeable mortgage adviser - I highly recommend Matt!"
(Dated: 01/25)
Mr. Hathway
"This was my first time using a mortgage broker, and I now wish I had done so sooner.
Matt secured a deal that saved me money and kept me informed at every stage."
(Dated: 02/25)
Mrs. Chantrey
“I had an exceptional experience working with Matt at Home Finance Direct! From the very first consultation, he made the entire mortgage process smooth and stress-free.”
(Dated: 02/25)
Meet Your Adviser
Matt Leonard
Mortgage & Protection Adviser
Matt is committed to making the property purchasing and remortgaging process as seamless as possible. He takes a hands-on approach, guiding clients every step of the way to ensure they feel supported and informed. With his expertise, Matt helps people navigate the complexities of the property market, empowering them to make confident decisions. Whether you're a first-time buyer, moving or looking to remortgage, Matt is here to assist you in achieving your goals.
Matt is also dedicated to crafting a strong foundation for financial security by developing bespoke insurance solutions tailored to individual needs. His passion lies in understanding each client's unique situation to create personalised recommendations that address their specific insurance requirements. By focusing on the details, Matt ensures that his clients can confidently navigate their financial futures, knowing they have the right coverage in place. With his expertise, he aims to empower individuals to achieve peace of mind and stability.
Fun Facts
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Matt is a former medical doctor and worked in the NHS for four years.
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Matt enjoys playing football for a local 11-a-side team.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
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Where are you based?We are based in Thornhill, Dewsbury (West Yorkshire). We offer face to face appointments in the Wakefield, Ossett, and Mirfield areas. Not to worry if you are further afield - zoom and telephone appointments can easily be arranged so that we can assist you wherever you happen to be (providing you're in the UK!).
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I need a mortgage in principle....You'll need a mortgage in principle (sometimes called a decision in principle) to get your offer accepted on a property. Please fill out the contact form, email or give us a call and our adviser will arrange to get you a valid mortgage in principle as soon as possible.
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I want to buy a house - when should I contact you?As soon as possible! In an ideal world we'd love to have our initial meeting with you as early as we can to get you in a great position to start offering on your dream home. Being prepared and organised will increase the likelihood of your offers being accepted. We can even give you some advice on the negotiation process! So whether you are looking to offer on a house next week or next year (or even if you offered yesterday) - please get in touch!
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I need to remortgage - how far in advance should I contact you?We recommend getting in touch if your deal is due to end at any point in the next 12 months. We will assess your situation and come up with a plan going forwards to make the remortgage process as stress free as possible. If you have left it until the last minute and still haven't sorted your remortgage please give us a call and we will act on it urgently for you.
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I want to move house - when should I contact you?We'd recommend to get in touch as soon as you start getting itchy feet so we can run through your options and give you a budget going forwards. It doesn't matter if you're thinking about moving in the next few months or in over a year's time - this process is all about planning. It's best practice to contact us before you put your house on the market but if you've accidentally skipped that step then just give us a call so we can run through things together. Moving home can be complicated but we can talk you through the entire process so you know what to expect going forwards.
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Do you only work with a small panel of lenders?Absolutely not! We pride ourselves in being able to offer a wide variety of solutions for our clients. Therefore we work with a comprehensive panel of over 90 different lenders. These range from your high street banks to the smaller building societies and even the more specialist lenders that you may not have heard of. This extensive network allows us to provide expert mortgage advice whether you are purchasing a home or remortgaging, ensuring our clients have access to a broad selection of financing options tailored to their specific needs.
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Do you charge a fee?We only charge a fee on completion. That means either when you get the keys (if house buying) or when you have successfully remortgaged to a new lender. This prevents you from being out of pocket if something unforeseen happens during the process. Our fees vary depending on the amount of work anticipated but you will be given a quote to agree to before we carry out any work. Our typical fee is £495 for a purchase and £300 for a remortgage. The maximum we charge is £995 for debt consolidation and adverse credit cases.